I have 16 years of experience in the loan signing field. I am well versed on how to complete right of rescission forms and POAs. I have extensive knowledge in signing Conventional, Reverse Mortgage, FHA and VA loans. Travel with a mobile scanner.

AUGUST 2006-PRESENT
NOTARY PUBLIC
Complete 5-7 loan doc signings per week.
Verify the names and identities of the parties involved signing a document and attests to those identities in their presence.
Responsible to administer oaths and affirmations during the signing of important documents to prevent fraud.
Responsible for notarizing documents, witnessing the signing of documents, stamping documents and returning signed docs to the requested party.
Keeping a journal of client, bookkeeping and traveling to client locations.
Review signed documents for accuracy.
Review lenders instructions.

AUGUST 2005 – PRESENT
LOAN DOCUMENT MANAGER
Manage multiple employees drawing CDs and Final Loan Documents.
Responsible for quality control audit for loan integrity
Ensure every CD has been cross referenced from LE, DU/LP, loan approval and lock.
Run a detailed loan report to include the following testing: CA High Cost, Fannie/Freddie, QM, HPML and HOEPA. Ensure all testing has passed.
Perform analysis of title report.
Review investor approvals and confirm all conditions are met.
Set up escrow accounts for tax, insurance and reserves.
Confirm dwelling insurance has met the necessary requirements.
Advise Escrow of scheduling signing appointments with TRID guidelines.
Monitor and correct daily reports.
Prepare initial CDs.
Prepare Final Loan Documents.
Prepare PCCDs and UCDs.
Pull SAMs for every file.
Run credit vs costs tests.
Confirm initial APR to final APR is within .125%.
Verify the CD Title, Escrow and Recording fees are within 10% from LE fees disclosed.
Verify cash to close and cash back are met as per Underwriter approval and program guidelines.
Check all FHA MI and VA Funding fees for accuracy.
Register MERs and confirm all listed properties are also disclosed on the 1003.
Participate in training of new staff and performance enhancement.
SKILLS
• Ability to manage multiple employees
• Ability to multi task and meet deadlines
• Reliable • Extensive knowledge of Loan Documents to include FHA, VA, Conventional, Reverse, Refinances
and Purchases
• Extensive knowledge in Power of Attorneys, Grant Deeds, Trustees Deeds
• Detail-oriented

Look forward to working with you!
Megan Hubachek