Let me start with, I understand that an incomplete signing or a signing full of
errors can cost a mortgage officer a rate lock, a buyer to miss a close of escrow, or
just cause everyone involved headaches.
That is why I don't ever miss any dates, initials, or signatures. I am a Fidelity Approved Notary,
I actually walk your borrowers through all of the important docs: the closing
statement, note, the deed, and CD. Unlike other notaries, I don't just shovel the
loan docs in front of the borrower and say, “sign here, I am just a notary.”
I understand that I have to be impartial, but not uneducated. I always make sure
your borrower knows what they are signing by guiding them through the loan docs.
I always make sure that the borrower initials any corrections to the notice of right
to cancel.
Or if the lines are blank, I'll have the borrower fill in the dates themselves.
Don't worry, If you ever have a provident funding signing I know how crazy
particular there are about the dates being insanely neat.
All of the forms will come back completely filled out, whether that be the PCOR,
statement of information, trust certification, or disbursements of proceeds.