I always make sure your borrower knows what they are signing by guiding them through the loan docs. I never miss any dates, initials, or signatures. All of the forms will come back completely filled out, whether that be the PCOR, statement of information, trust certification, or disbursements of proceeds. I never miss the signature on top of the second page the FHA or VA loan application and even the one on the top of the front page of the 1003. I walk your borrowers through all of the important docs: the closing statement, note, the deed, and CD.