I have a degree in Business Administration and I am a Licensed Financial and Insurance agent in the state of New York. I have Refinances, Purchases, CEMA, Reverse, Consolidations, Modifications, Consumer Financing (auto loans, collateralized debt loans), and more. I pride myself on being punctual and knowledgeable about the process. I strive to create a pleasant atmosphere and put the borrower at ease while not losing sight of the fact that this is a business transaction. 25K E&O Insurance NNA Certified LSS Certified NNA Background Screened Former Licensed Real Estate Broker Former Loan Originator.