I am NNA and Loan Signing Systems certified and very familiar with the various loan documents - 1003, purchase, refinance, heloc, home equity loan, hybrid, hecm, etc.

I understand that an incomplete signing or a signing full of errors can cost a mortgage officer a rate lock, a buyer to miss a close of escrow, or more specifically, makes you look bad to your client. I know that many notaries miss the signatures on the top section of the 1003, FHA and VA loan applications, which is why I make sure to thoroughly scan each page for signatures or initial lines dispersed throughout the documents. I always make sure that the borrower initials any corrections to the notice of right to cancel. Or if the NRTC lines are blank, I'll have the borrower fill in the dates themselves. All of the forms will come back completely filled out, whether that be the statement of information, trust certification, disbursements of proceeds, etc. I have a dual-tray laser printer and I always print docs in legal and letter sized paper. I know that escrow wants docs back as soon as possible and will drop off docs same day whenever possible. I am available 7 days a week.