I am Samuel Morales, I am familiar with FHA, VA, Conventional and Reverse Mortgages. I have participated in over 800 mortgage closings as a loan officer and (i) I was born and raised in San Antonio and surrounding areas, (ii) I have over 10 years of experience in the mortgage industry, (iii) I received my Doctor of Jurisprudence from St. Mary's School of Law (iv) I am currently waiting on my BAR exam results and (v) I carry $100,000.00 in E&O Insurance.