I'm a retired private banker from Bank of America/Merrill Lynch and have been a notary for many years. I am NMLS licensed and hold my series 7, 63 and 26 investment licenses. I am very familiar with the mortgage process from start to finish, including the Dodd Frank act and the regulations that it requires. I have experience in closing loans for refinances, refinances with cash out and home equity lines of credit and am very comfortable with the mortgage closing documents for each of these transactions. I am accustomed to providing a high level of service.