I have 13+ years experience with loan modifications, refinance loans, purchase loans, equity loans, reverse mortgages, commercial loans and handling documents required for debt resolution agreements. I work in the hard to cover rural areas of the middle peninsula in Virginia in the following countiesof: Essex, Northumberland, Westmoreland, Richmond County, Lancaster, Gloucester, Mathews, West Point, New Kent, in addition, I will do signings in Newport News, Hampton, Yorktown and Williamsburg. I will also work in Accomack, and Northampton counties on the Eastern Shore of Virginia, however due to distance and $28 toll, I charge a higher fee.